Employee benefits guided
by expertise, innovation,
and solutions.

True North Employee Benefits is an independent employee benefits consulting firm built for employers who expect more from their benefits partner. We combine extensive industry expertise, innovative thinking, and strategic solutions to help organizations navigate an increasingly complex benefits landscape. Our approach is straightforward: understand your business, challenge conventional thinking, and deploy strategies that deliver value for both your organization and employees. We believe the best benefits partnerships are built on trust, transparency, and a shared commitment to better outcomes.

Tom Harte is the President of True North Employee Benefits, and he has spent his career making health insurance more affordable and accessible for healthcare consumers across the United States. In his capacity, Tom has testified before Congress several times in support of legislation to lower health care costs and improve access to healthcare. In addition, he served as national president of the National Association of Benefit and Insurance Professionals (NABIP), a national association representing millions of healthcare consumers. His work has earned him NABIP’s 2023 Harold R. Gordon Award as Health Insurance Person of the Year and Distinguished Service Award. Due to his expertise, Tom has appeared on MSNBC, Fox News, Wall Street Journal, New York Times, and multiple other news outlets.

For more than three decades, Tom Harte has been committed to helping employers and their employees navigate an increasingly complex and expensive healthcare system. His advocacy extends beyond selecting an insurance plan: it is about protecting the interests of the healthcare consumer.

In testimony before the Senate Committee on Health, Education, Labor, and Pensions (HELP) and the U.S. House Committee on Ways and Means, Tom brought the real-world experiences of employers and employees directly to policymakers, highlighting the impact of rising premiums, rapidly increasing deductibles, reduced benefits, limited access to care, and the lack of transparency in healthcare pricing. His message was clear: meaningful solutions must focus on the underlying cost of healthcare and create greater value for the people and organizations who ultimately pay for it.

That philosophy remains at the heart of True North Employee Benefits: advocate for the consumer, challenge the status quo, and help employers make better decisions about one of their most valuable assets: their people.